As Nigerians grapple with the scarcity of Naira notes, commercial banks have released codes for cardless ATM cash withdrawals.
The feature allows account holders to make withdrawals at ATMs with the aid of their registered phone numbers.
Banks customers can now make withdrawals from ATMs without needing a card.
The banks that have released these features include Fidelity, United Bank of Africa, Access Bank, First City Monument Bank, First Bank, and Guaranty Trust Holding. Others are Union Bank, Zenith Bank, Ecobank, Keystone Bank, Polaris Bank, Stanbic IBTC Bank, Sterling Bank, Unity Bank, and Wema Bank.
Benefits Of Cardless ATM Withdrawal
This simplified banking method enables customers to access cash without a debit or credit card. The Cashout PIN, valid for 24 hours, offers protection against hackers, ensuring a safe and secure transaction. It also helps customers avoid the hassle of immediately replacing a lost ATM card and the risk of scammers and hackers stealing their bank details.
Banks Shortcodes To Make A Cardless ATM Withdrawal
First bank- 8940#
Fidelity bank- 7708*Amount#
UBA- 91930*Amount#
Access Bank – *903#
GTB –73750Amount5#
FCMB- *329#
Union Bank- 8267#
Zenith- 96660#
Ecobank- *326#
Keystone- *7111#
Polaris- *833#
Stanbic IBTC- *909#
Sterling Bank- *822#
Unity Bank- 77998*amount#
Wema- *945#
Steps To Carry Out Cardless Withdrawal
Dial the banks code on your mobile phone or use the bank’s mobile app.
Enter the amount you want to withdraw and create a one-time withdrawal PIN.
You will receive a code via SMS that you will use to withdraw cash from an ATM.
Go to any ATM with a cardless withdrawal feature, select “Cardless Withdrawal,” and follow the on-screen prompts.
Enter the code you received via SMS, your one-time withdrawal PIN, and the requested amount.
Collect your cash and receipt.
